Role Responsibilities

The Solution Architect – Solution Engineering is responsible for designing scalable, secure, and resilient technology solutions across digital banking, wallets, cards, and payment platforms. This role provides technical leadership in solution design, translates business requirements into architecture and implementation patterns, and ensures alignment with enterprise standards, engineering best practices, and regulatory requirements.

Solution Architecture & Design

• Design end-to-end solutions for digital banking, wallet, card issuing/processing, and payment platforms.
• Define application, integration, and data architectures that support business and operational objectives.
• Design cloud-native solutions on AWS with a focus on scalability, resiliency, security, and performance.
• Develop API-first and event-driven architectures supporting real-time and batch transaction processing.
• Define integration patterns across channels, orchestration layers, domain services, partner platforms, ledger, and settlement systems.
• Produce architecture artifacts, solution diagrams, interface specifications, and technical design documentation.
• Participate in architecture reviews and ensure compliance with enterprise architecture, security, and governance standards.

Banking & Payments Domain Expertise

• Apply domain knowledge across:
  • Digital Banking platforms
  • Wallet and stored-value systems
  • Card issuing, authorization, clearing, and settlement
  • Domestic and cross-border payment systems
• Design solutions supporting transaction processing, funds management, reconciliation, settlement, and accounting requirements.
• Ensure architectures address regulatory, compliance, audit, and operational needs.
• Collaborate with Product, Operations, Risk, Compliance, and partner teams to define solution requirements and controls.

Technical Leadership & Engineering Support

• Provide technical guidance to engineering teams throughout the development lifecycle.
• Review designs, code implementation approaches, and integration strategies to ensure architectural alignment.
• Identify and mitigate architectural, performance, scalability, and operational risks.
• Promote engineering best practices, reusable design patterns, and technology standards.
• Support production readiness, observability, resiliency, and operational excellence initiatives.

Role Requirements

Technical

• Strong experience designing cloud-native solutions on AWS, including:
  • Compute (EC2, ECS/EKS, Lambda)
  • API & Integration (API Gateway, Event Bridge, SQS, SNS)
  • Data (RDS, PostgreSQL, DynamoDB)
  • Security & Monitoring (IAM, CloudWatch, CloudTrail)
• Experience designing API-driven and event-based architecture.
• 7+ Years of strong software architecture design skills.
• Strong experience in Java programming including, Servlets, JDBC, JMS, Spring, Spring JDBC, JEE & Eclipse IDE.
• Knowledge of relational (e.g., PostgreSQL, MySQL) and NoSQL (e.g., MongoDB, Cassandra) databases.
• Strong understanding of microservices, distributed systems, scalability, and resiliency patterns.
• Experience with CI/CD pipelines, DevOps practices, and infrastructure-as-code.
• Ability to create architecture documentation, solution diagrams, and technical specifications.

Domain

• 5+ years of experience in banking, fintech, or payments technology.
• Experience with Digital Banking, Wallets, Cards, and Payments platforms.
• Understanding of payment processing lifecycles, ledgering, settlement, reconciliation, and financial transaction flows.
• Experience working within regulated environments and compliance frameworks.

Preferred Qualifications

• AWS certifications (Solutions Architect or equivalent).
• Experience modernizing legacy banking or payment platforms.
• Familiarity with event-driven architecture, Kafka, and cloud-native integration patterns.

Work Shift

Western Union values in-person collaboration, problem solving, and ideation whenever possible. We believe this fosters common ways of working and supports how we execute initiatives for our customers. The expectation is to work from the office a minimum of three days a week.

BENEFITS AND OTHER DETAILS

Benefits

You will also have access to short-term incentives, multiple health insurance options, accident and life
insurance, and access to best-in-class development platforms, to name a few. Please see the benefits below specific to your country. If applicable, additional role-specific benefits will be mentioned during your interview process or in an offer of employment.

Your India specific benefits include:

• Employees Provident Fund [EPF]
• Gratuity Payment
• Public holidays
• Annual Leave, Sick leave, Compensatory leave, and Maternity / Paternity leave
• Annual Health Checkup
• Hospitalization Insurance Coverage (Mediclaim)
• Group Life Insurance, Group Personal Accident Insurance Coverage, Business Travel Insurance
• Cab Facility
• Relocation Benefit

Other Details

As part of the application process, all applicants are required to take assessments. Western Union has partnered with a 3rd party provider to administer these tests. Applicants will need to provide their name and email address in order to process the assessments. If you have any questions, you may reach out to [email protected].

We are passionate about honoring our employee's identity and fostering a feeling of belonging. Our commitment is to provide an inclusive culture that celebrates the unique backgrounds and perspectives of our global teams while reflecting the communities we serve. We do not discriminate based on race, color, national origin, religion, political affiliation, sex (including pregnancy), sexual orientation, gender identity, age, disability, marital status, or veteran status. The company will provide accommodation to applicants, including those with disabilities, during the recruitment process, following applicable laws.

#LI-MT #LI-Hybrid

Estimated Job Posting End Date:

This application window is a good-faith estimate of the time that this posting will remain open. This posting will be promptly updated if the deadline is extended or the role is filled.