Bayt.com

Submitting more applications increases your chances of landing a job.

Here’s how busy the average job seeker was last month:

Opportunities viewed

Applications submitted

Keep exploring and applying to maximize your chances!

Looking for employers with a proven track record of hiring women?

Click here to explore opportunities now!
We Value Your Feedback

You are invited to participate in a survey designed to help researchers understand how best to match workers to the types of jobs they are searching for

Would You Be Likely to Participate?

If selected, we will contact you via email with further instructions and details about your participation.

You will receive a $7 payout for answering the survey.


User unblocked successfully
Thank you. Your report has been submitted and will be reviewed shortly.
https://bayt.page.link/VaTk4bbE5819q22N8
Back to the job results

US Mortgage Live Underwriter

30+ days ago 2026/10/03 ·Application closes in 66 days
Other Business Support Services
Create a job alert for similar positions
Job alert turned off. You won’t receive updates for this search anymore.
Undo

Job description

About Company:



Our client is a leading outsourcing partner specializing in mortgage, banking, and insurance operations. With a strong presence in the U.S., India, and the Philippines, they leverage technology and skilled talent to drive efficiency and transformation.



An Ideal Candidate:



The ideal candidate is a seasoned US mortgage underwriter who thrives in a fast-paced, live decisioning environment. You are confident making immediate underwriting calls and performing real-time underwriting decisions for US residential mortgage loans. You are comfortable interacting directly and live with processing teams, ensuring underwriting decisions are fast, accurate, and fully compliant. With a strong command of agency and investor guidelines, you take ownership of your decisions while maintaining excellent attention to detail and efficiency in a fully remote work setting.



Key Competencies:



  • Strong expertise in US Residential Mortgage Live Underwriting
  • In-depth knowledge of FNMA, FHLMC, FHA, and VA underwriting guidelines
  • Proven ability to perform real-time underwriting decisions during live calls
  • Advanced skills in reviewing 1003 loan applications for accuracy and compliance
  • Expertise in income analysis (W2, Paystubs, Tax Returns, Self-Employed borrowers)
  • Strong capability in reviewing bank statements, assets, large deposits, and gift funds
  • Proficient in credit report analysis, liabilities assessment, and credit risk evaluation
  • Experience reviewing appraisals, title, and property-related documents
  • Ability to issue clear, well-documented approvals, conditions, suspensions, and denials
  • Strong focus on quality, accuracy, and audit-ready documentation
  • Excellent understanding of regulatory compliance and investor overlays
  • Effective communication skills for live underwriting discussions with processors and sales teams
  • Strong problem-solving and decision-making skills for complex loan scenarios
  • Ability to independently manage escalations and exception cases
  • Strong time management skills with consistent adherence to TAT and SLAs
  • Proficiency with LOS systems and AUS tools (DU/LP)
  • High attention to detail with a risk-based underwriting approach
  • Demonstrated ability to work independently under pressure
  • Strong sense of ownership, accountability, and ethical underwriting practices


This job post has been translated by AI and may contain minor differences or errors.
Apply on company site Email to Friend Complete Questionnaire
You’ve reached the maximum limit of 15 job alerts. To create a new alert, please delete an existing one first.
MANAGE
Job alert created for this search. You’ll receive updates when new jobs match.
Manage alerts
Are you sure you want to unapply?

You'll no longer be considered for this role and your application will be removed from the employer's inbox.